Need to Know

star96_gIt is that time of year again as students filter back into town and begin another semester of College. Some are newbies and many have years under their belt. There are some things you should remember when getting back into the swing of things.

Be A Good Neighbor

Reach out to the people in your neighborhood. Not only will you gain friends, you will also establish a good working relationship with the people on your street. If you look out for others, they will look out for you. Show respect to your neighbors by keeping noise to a minimum and taking pride in your residence. All of us can keep our property in a clean and orderly state as well as behave cordially to the other folks who live in the vicinity.

Learn Your Responsibilities

Only the tenant can make their house a home. Moving into your own place is a new adventure and a big responsibility. The property you rent is considered your home. You need to take care of the day to day items that are a natural part of living. These responsibilities include taking out your trash, keeping the interior and exterior of your property in a sanitary condition, and promptly notifying the landlord of any maintenance issues that arise. Whether you accidentally break a window or your dryer stops working, it is the tenant’s job to notify the landlord.

It is also the tenant’s responsibility to keep the exterior of the property neat, clean and appealing. Most landlords would be thrilled if you plant flowers and decorate for the holidays as long as you remove said decorations within an appropriate time frame.

In most leases, tenants are responsible for small items such as replacing light bulbs, smoke detector batteries and air filters. Make sure you know who is responsible for grass cutting and snow shoveling. Be sure to understand and be in compliance with your City Ordinances.

Renters Insurance

We strongly recommend you purchase Renters Insurance. Why? Doesn’t my Landlord have to have property insurance on my house?
Yes. However, the landlord’s property insurance only covers the landlord’s property which includes the structure and the land. The landlord’s insurance does not cover your belongings. So, if for example, there was a fire or you are robbed, and you did not have Renter’s Insurance, your belongings would not be covered by the Landlord’s insurance policy.

Renters insurance is inexpensive. The price is well worth the piece of mind.

Remember to keep a record of your stuff and what it’s worth. The police department recommends you take pictures of the serial numbers of your expensive items such as large screen televisions so you have the data if you need to submit a claim to the insurance company.

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